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Your trusted partner in managing FSAs, HSAs, HRAs, COBRA, and more—saving you time, ensuring compliance, and boosting employee satisfaction.
10k+Consumers
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+4Years in Business
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Effortlessly submit a service ticket directly through our platform. Our dedicated team is ready to tackle your queries and ensure a swift resolution. Ideal for clients, participants, and brokers seeking prompt support
Our Services
Simplify your health benefits with expert solutions for COBRA, FSAs, HSAs, HRAs, and ICHRAs.
We ensure compliance, reduce complexity, and boost employee satisfaction.
Implementation in less than 24 hours
Get up and running in less than 24 hours. Our streamlined setup ensures your benefits management is efficient, compliant, and hassle-free.
24-hour customer service
Enjoy real, responsive support whenever you need it. Unlike others, we’re here 24/7 to answer your calls and provide solutions you can trust.
Satisfaction Guarantee (or Your Money Back)
We stand behind our services. If you’re not satisfied, we’ll refund your money—no questions asked. Confidence in benefits management starts here.
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What our Customers are Saying
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CafeHealth simplified my transition to an individual coverage HRA. Their guidance made the entire process understandable and empowering. I now feel more in control of my healthcare choices!
Jessica Lin
Consumer
Implementing ICHRA with CafeHealth was seamless. Their expertise helped us offer more flexible health benefits to our employees, enhancing satisfaction and retention across our workforce.
Jamison Debbie
Broker
CafeHealth has allowed me to provide top-tier benefits administration services to my clients. Their responsive support and robust platform have made all the difference in my service offerings.
Ray Gonzales
Broker
Get Peace of Mind with COBRA Management
Simplify your COBRA administration with CaféHealth. Our personalized support and expert solutions ensure compliance and efficiency while giving you complete peace of mind. With our Satisfaction MONEY Back Guarantee, you can start with confidence and experience the difference that true expertise makes.
Learning Central
Explore our Learning Central for step-by-step guides on using the CafeHealth app, managing COBRA, and more. Click here to learn and grow!
Your Essential Guide to Using the CafeHealth Card
Welcome to the CafeHealth family! We're thrilled to have you with us and are committed to helping you manage your medical and wellness expenses efficiently. This guide will provide you with everything... ...more
CafeHealth App
March 11, 2025•1 min read
COBRA Continuation Coverage
COBRA continuation coverage is the same coverage that the Plan provides to other participants or beneficiaries who aren't getting continuation coverage. Each "Qualified Beneficiary" (described below) ... ...more
COBRA
March 10, 2025•6 min read
Understanding the Basics of COBRA: Guidelines and Essential Actions
Navigating the Consolidated Omnibus Budget Reconciliation Act (COBRA) can seem complex, but understanding its basic rules and requirements is crucial for effectively managing your health benefits cont... ...more
COBRA
March 10, 2025•2 min read
Frequently Asked Questions
What are the deadlines for electing COBRA coverage?
You have 60 days from the date you receive your COBRA election notice or the date you lose coverage, whichever is later, to elect COBRA coverage
How long can I maintain COBRA coverage?
COBRA coverage can be maintained for up to 18 months after the qualifying event. Extensions up to 36 months may be available in certain circumstances like disability or second qualifying events
What should I do if I miss the COBRA election deadline?
If you miss the COBRA election deadline, you typically lose the option to opt for COBRA coverage. It's important to act within the 60-day election period to ensure you maintain your eligibility
What expenses are eligible for reimbursement under an FSA?
An FSA can reimburse you for medical expenses not covered by insurance, including deductibles, copayments, dental care, vision care, and prescription medications.
Can I change my FSA contributions during the year?
You generally cannot change your FSA contributions during the plan year unless you experience a qualified change in status, such as marriage, divorce, birth of a child, or a significant change in health coverage.
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