We help business reduce taxes.

Your trusted partner in managing FSAs, HSAs, HRAs, COBRA, and more—saving you time, ensuring compliance, and boosting employee satisfaction.

100+Clients

24hrResponse Time

+4Years in Business

Need Assistance?

Effortlessly submit a service ticket directly through our platform. Our dedicated team is ready to tackle your queries and ensure a swift resolution. Ideal for clients, participants, and brokers seeking prompt support

Our Services

Simplify your health benefits with expert solutions for COBRA, FSAs, HSAs, HRAs, and ICHRAs.

We ensure compliance, reduce complexity, and boost employee satisfaction.

Implementation in less than 24 hours

Get up and running in less than 24 hours. Our streamlined setup ensures your benefits management is efficient, compliant, and hassle-free.

24-hour customer service

Enjoy real, responsive support whenever you need it. Unlike others, we’re here 24/7 to answer your calls and provide solutions you can trust.

Satisfaction Guarantee (or Your Money Back)

We stand behind our services. If you’re not satisfied, we’ll refund your money—no questions asked. Confidence in benefits management starts here.

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What our Customers are Saying

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CafeHealth simplified my transition to an individual coverage HRA. Their guidance made the entire process understandable and empowering. I now feel more in control of my healthcare choices!

Jessica Lin

Consumer

Implementing ICHRA with CafeHealth was seamless. Their expertise helped us offer more flexible health benefits to our employees, enhancing satisfaction and retention across our workforce.

Jamison Debbie

Broker

CafeHealth has allowed me to provide top-tier benefits administration services to my clients. Their responsive support and robust platform have made all the difference in my service offerings.

Ray Gonzales

Broker

Get Peace of Mind with COBRA Management

Simplify your COBRA administration with CaféHealth. Our personalized support and expert solutions ensure compliance and efficiency while giving you complete peace of mind. With our Satisfaction MONEY Back Guarantee, you can start with confidence and experience the difference that true expertise makes.

Frequently Asked Questions

What are the deadlines for electing COBRA coverage?

You have 60 days from the date you receive your COBRA election notice or the date you lose coverage, whichever is later, to elect COBRA coverage

How long can I maintain COBRA coverage?

COBRA coverage can be maintained for up to 18 months after the qualifying event. Extensions up to 36 months may be available in certain circumstances like disability or second qualifying events

What should I do if I miss the COBRA election deadline?

If you miss the COBRA election deadline, you typically lose the option to opt for COBRA coverage. It's important to act within the 60-day election period to ensure you maintain your eligibility

What expenses are eligible for reimbursement under an FSA?

An FSA can reimburse you for medical expenses not covered by insurance, including deductibles, copayments, dental care, vision care, and prescription medications.

Can I change my FSA contributions during the year?

You generally cannot change your FSA contributions during the plan year unless you experience a qualified change in status, such as marriage, divorce, birth of a child, or a significant change in health coverage.

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