COBRA lets you keep your exact plan for 18-36 months, but you'll pay up to 102% of the premium yourself. Here's who qualifies, the 60-day deadline, and costs. ...more
COBRA ,Coverage
September 07, 2026•10 min read

LSA reimbursements are taxable wages, subject to the 7.65% FICA rate and Box 1 W-2 reporting. Here's how lifestyle spending account administration works. ...more
Lifestyle Spending Account
September 03, 2026•13 min read

Weighing ICHRA vs group health insurance? See how fixed allowances, ACA affordability safe harbors, and the 90-day notice deadline actually compare before you switch. ...more
ICHRA.
September 02, 2026•12 min read

QSEHRA caps out at $6,350 self-only for 2025, ICHRA has no cap. See how each HRA type works, the compliance rules that trip employers up, and outsourcing options. ...more
HRA
September 01, 2026•11 min read

2026 HSA limits are $4,400 self-only and $8,750 family, plus a $1,000 catch-up at 55+. See HDHP deductible thresholds and how employer contributions count. ...more
HSA
August 31, 2026•10 min read

A plain-English guide to Flexible Spending Account (FSA) from CafeHealth. ...more
FSA
August 28, 2026•7 min read

A plain-English guide to COBRA Continuation Coverage from CafeHealth. ...more
Continuation Coverage
August 28, 2026•8 min read

LSA funds are taxable wages, not pre-tax like an FSA or HSA. See what employees can buy, how payroll reporting works, and if Form 5500 filing applies. ...more
Lifestyle Account
August 25, 2026•11 min read

A plain-English guide to Individual Coverage HRA (ICHRA) from CafeHealth. ...more
ICHRA.
August 24, 2026•6 min read

See what HRA administration services for employers actually cover, from QSEHRA's $6,350/$12,800 2025 limits to ICHRA affordability rules and Form 5500 filing. ...more
HRA ,Administration
August 21, 2026•13 min read

See what HSA administration services for employers include: 2026 IRS limits of $4,400 self-only/$8,750 family, eligibility rules, W-2 reporting, and how to pick a TPA. ...more
HSA ,Employers
August 20, 2026•10 min read

Wondering how does an FSA work? Here's a plain-English breakdown of contribution limits, eligible expenses, the use-it-or-lose-it rule, and how a TPA makes it easier. ...more
FSA
August 19, 2026•11 min read
