COBRA gives you 60 days to enroll after losing job coverage, but it can cost up to 102% of the full premium. Here's who qualifies and what to expect. ...more
COBRA
August 18, 2026•10 min read

Phoenix commuter benefits guide: 2025 pre-tax limits are $325/month for transit and $325 for parking. See what qualifies, how to enroll, and setup steps. ...more
Commuter Benefits ,Practical Guide
August 17, 2026•10 min read

LSA funds are taxable wages, not tax-free like an FSA. See how Lifestyle Spending Account administration works, what's eligible, and compliance basics. ...more
COBRA
August 14, 2026•11 min read

ICHRA vs group health insurance: see the 2025 affordability rule (9.02%), $2,900-$4,350 ESRP penalties, class size minimums, and the 90-day switch timeline. ...more
ICHRA ,Group Health Insurance
August 13, 2026•9 min read

2026 HSA limits are $4,400 self-only and $8,750 family, plus a $1,000 catch-up at 55+. See the HDHP deductible rules and how to avoid the 6% excess tax. ...more
HSA
August 13, 2026•11 min read

The IRS hasn't set the 2027 FSA limit yet, but based on past increases it's likely $3,400-$3,600. Here's how to plan your election before open enrollment. ...more
FSA
August 10, 2026•11 min read

COBRA lets you keep your group plan for 18-36 months, but you pay up to 102% of the premium. See the 60-day election window and cost breakdown here. ...more
COBRA
August 07, 2026•11 min read

Phoenix employers can offer pre-tax transit and parking benefits with no state. ...more
Benefits in Phoenix
August 07, 2026•11 min read

See how a lifestyle spending account (LSA) for employees works, why contributions are taxed as W-2 wages, and how employers set eligible expense categories. ...more
Lifestyle Account
August 05, 2026•12 min read

See the official 2026 IRS HSA contribution limits for self-only and family coverage, the 55+ catch-up rule, HDHP thresholds, and how employer contributions factor in. ...more
Employees and Employers
July 13, 2026•10 min read

Lost your job or had your hours cut? Here's exactly how COBRA insurance works, what it costs, your deadlines, and whether it's actually your best option. ...more
COBRA
July 08, 2026•9 min read

ICHRA vs Traditional Group Health Plan: The Calculation Almost No One Makes ...more
ICHRA
January 28, 2026•4 min read