Phoenix employers can offer pre-tax commuter benefits up to $325/month for transit and $325 for parking under IRS rules—no local mandate required. Here's how it works. ...more
Commuter Benefits
September 25, 2026•11 min read

See how ICHRA works: 11 employee classes, no contribution cap, 2025 affordability at 9.02% of income, 90-day notice rules, and how to switch from group coverage. ...more
ICHRA
September 23, 2026•11 min read

Losing job-based health coverage? Here's exactly how COBRA continuation coverage works, what it costs, deadlines to know, and employer compliance rules. ...more
COBRA ,Job Loss
September 17, 2026•10 min read

Commuter benefits administration in Phoenix explained: 2026 IRS limits hit $340/month for transit and parking, plus Valley Metro rules and setup steps. ...more
Commuter Benefits
September 15, 2026•10 min read

Setting up a QSEHRA or ICHRA? See IRS contribution limits, the 9.02% ACA affordability threshold, COBRA rules, TPA costs, and 4-8 week setup timelines. ...more
HRA
September 10, 2026•12 min read

COBRA lets you keep your exact plan for 18-36 months, but you'll pay up to 102% of the premium yourself. Here's who qualifies, the 60-day deadline, and costs. ...more
COBRA ,Coverage
September 07, 2026•10 min read

LSA reimbursements are taxable wages, subject to the 7.65% FICA rate and Box 1 W-2 reporting. Here's how lifestyle spending account administration works. ...more
Lifestyle Spending Account
September 03, 2026•13 min read

Weighing ICHRA vs group health insurance? See how fixed allowances, ACA affordability safe harbors, and the 90-day notice deadline actually compare before you switch. ...more
ICHRA.
September 02, 2026•12 min read

QSEHRA caps out at $6,350 self-only for 2025, ICHRA has no cap. See how each HRA type works, the compliance rules that trip employers up, and outsourcing options. ...more
HRA
September 01, 2026•11 min read

2026 HSA limits are $4,400 self-only and $8,750 family, plus a $1,000 catch-up at 55+. See HDHP deductible thresholds and how employer contributions count. ...more
HSA
August 31, 2026•10 min read

A plain-English guide to Flexible Spending Account (FSA) from CafeHealth. ...more
FSA
August 28, 2026•7 min read

A plain-English guide to COBRA Continuation Coverage from CafeHealth. ...more
Continuation Coverage
August 28, 2026•8 min read
