Comparing ICHRA vs group health plan for 2027? See the 90-day notice rule, minimum class sizes (10-20 employees), and ACA affordability math before switching.
See how ICHRA works: 11 employee classes, no contribution cap, 2025 affordability at 9.02% of income, 90-day notice rules, and how to switch from group coverage.
ICHRA vs group health insurance: see the 2025 affordability rule (9.02%), $2,900-$4,350 ESRP penalties, class size minimums, and the 90-day switch timeline.
ICHRA vs Traditional Group Health Plan: The Calculation Almost No One Makes